ToolCloverHandy tools for everyday questions.
Calculators, converters and generators that give you a clear answer in seconds. Every tool runs in your browser, shows how it got the answer, and links to the rules behind it.
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Each tool does one job well. New ones are added regularly.
- Money
Penny Rounding Calculator
Round cash totals to the nearest 5 cents after the penny phase-out. Add items and sales tax, compare rounding rules, and see change due.
$12.37 → $12.35 - Generators
Penny Rounding Sign Generator
Make a printable sign that tells customers how you round cash totals. Pick the rule, size and language, and add your business name.
English, Spanish or both - Money
Penny Rounding Chart
A printable chart of how every cash total rounds to the nearest 5 cents. Show endings 0–9 or every cent, and compare rounding rules.
Ends in 3 → rounds up to 5 - Everyday
Penny Rounding Laws by State
See which states let or require stores to round cash to the nearest 5 cents. Pick a state for its law, start date and sources.
16 states with laws in effect - Money
Cash Drawer Count Sheet
Count a till, register or safe by bills, coins and rolls. See over or short and the deposit, then print a filled or blank count sheet.
$150.00 float → deposit $391.10 - Generators
Paper Squishy Template Maker
Print paper squishy templates with matching fronts and backs. Pick cute designs or upload a drawing, add a face, and print in color or to color in.
16 designs + your drawing - Money
100 Envelope Challenge Tracker
Tap envelopes as you fill them and watch your savings grow toward $5,050. Set a finish date, pick a random envelope, and print a tracker.
1 + 2 + … + 100 = $5,050 - Generators
Money Envelope Template
Print fold-and-glue envelopes that fit real bills: cash-stuffing budget envelopes with a tracker, gift money envelopes, or numbered challenge envelopes.
6.6 × 3.1 in pocket - Generators
Paper Phone Template
Make a printable paper phone with a home or lock screen, wallpaper, case color and name. Print the front and back, or a coloring page.
Real size, 6 in tall - Holiday
Christmas Wish List Maker
Fill in a want, need, wear, read Christmas wish list or a numbered list online, then print it filled in or blank.
Want · Need · Wear · Read - Generators
Holiday Hours Sign Maker
Print Closed for Thanksgiving, Christmas and New Year signs, holiday hours tables and Black Friday sale signs for your door.
Closed for Thanksgiving - Money
Money Advent Calendar
Print a 24- or 25-day money advent calendar with amounts that add up to your goal: same amount, day number or a random mix.
Day number × $1 = $300 - Money
No Spend Challenge Calendar
Print a no spend challenge calendar for a month or 21 to 90 days, with allowed spending, a goal and a reward.
No spend November - Holiday
Secret Santa Questionnaire
Print a Secret Santa questionnaire with the questions you pick, plus the budget and exchange date, one or two per page.
Budget: $25 - Holiday
Gift Tag Maker
Print gift tags eight to a page: Merry Christmas, Do not open until Dec 25, Happy Birthday and the funny Gift not included tag.
Gift not included - Holiday
Paper Snowflake Template
Print paper snowflake cutting templates in easy, medium and hard, with a preview of each unfolded snowflake.
Easy · Medium · Hard - Money
Cash Stuffing Categories
List cash envelope categories and monthly budgets, split them by paycheck, and print a tracker or labels.
$400 groceries → $200 per paycheck - Money
Sinking Funds Tracker
Enter each savings goal and target month to see the monthly amount, then print trackers with progress boxes and a log.
$1,200 by June → $150/month - Money
Daily Cash Report
Fill in sales, paid-outs and the cash count to see over or short and the deposit, then print the end of day report.
Expected $671.85 → balanced - Your idea here
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Penny rounding, step by step
The U.S. Mint stopped making pennies in 2025, and more stores now round cash totals to the nearest 5 cents. Start with the penny rounding calculator to see what a total becomes, then check your state on the penny rounding laws by state page. If you run a shop, post a printable penny rounding sign at the register, give staff a penny rounding chart and close out the day with the cash drawer count sheet.
Four leaves, four promises
Every ToolClover tool is built to the same four rules.
Right answers
Every tool is tested before it goes live. Money math uses whole cents, so you won't see rounding glitches.
Real sources
When laws or official rules matter, we link to the source and point out where rules differ by state.
Your data stays with you
What you type into a tool stays in your browser and is never sent to our server. No account, no sign-up.
Quick on any device
Small pages that load fast, even on an older phone or a slow connection.