Terms of Use

Effective date: September 25, 2026

These Terms of Use govern your use of ToolClover at toolclover.com (the "Site"). By using the Site, you agree to these terms. If you do not agree, please do not use the Site.

1. Informational purposes only

The calculators, articles and other content on the Site are provided for general informational and educational purposes. They are not legal, tax, accounting or financial advice. Laws and official guidance change and vary by state and locality. Always confirm important details with the relevant government agency or a qualified professional.

2. No warranty

We work to keep our tools accurate and up to date, but the Site is provided "as is" and "as available," without warranties of any kind, express or implied, including accuracy, completeness, fitness for a particular purpose and non-infringement.

3. Limitation of liability

To the fullest extent permitted by law, ToolClover and its operators will not be liable for any direct, indirect, incidental, consequential or other damages arising from your use of, or inability to use, the Site or any results it produces.

4. Acceptable use

You agree not to misuse the Site. For example, you may not interfere with its operation, attempt to gain unauthorized access, scrape it in a way that burdens our servers, or use it for any unlawful purpose.

5. Intellectual property

The Site's design, text, code and graphics are owned by ToolClover or its licensors. You may link to our pages and share results for personal, non-commercial purposes. Please don't republish substantial parts of the Site without permission.

6. Third-party links and ads

The Site may contain links to third-party websites and advertisements served by third parties. We do not control and are not responsible for their content, products or practices.

7. Privacy

Your use of the Site is also governed by our Privacy Policy.

8. Changes

We may update these terms at any time. Continued use of the Site after changes means you accept the updated terms.

9. Governing law

These terms are governed by the laws of the United States and the state in which the Site's operator is based, without regard to conflict-of-law rules.

10. Contact

Questions about these terms: contact@toolclover.com